How to check if the decreased have life insurance in Singapore

I understand that dealing with the aftermath of a loved one’s passing can be overwhelming, and managing their life insurance policy may be the last thing on your mind. However, it’s important to know that your loved one’s life insurance policy may provide valuable financial support for you and your family.

In order to access the benefits of the policy, it’s important to contact the insurance company and inform them of the policyholder’s passing. The insurance company will then guide you through the process of filing a claim and provide you with the necessary paperwork.

If a loved one has passed away, it is important to check if they had life insurance to ensure that any beneficiaries receive the coverage they are entitled to.

Here are some steps you can take to check if a deceased person had life insurance in Singapore:

1. Check personal documents: The first step is to review any personal documents of the deceased, such as their bank statements, financial records, and any insurance documents they may have kept. Look for any evidence of life insurance policies, such as premium payment receipts or policy documents.
2. Check with the deceased’s employer: If the deceased had a job, contact their employer’s human resources department to inquire about any group life insurance policies they may have had. They may also be able to provide information about any other insurance policies the deceased had through work.
3. Check by logging in to every insurance company: If you have the deceased mobile phone/Singpass access, you can try to log in to every major insurer to see if the decrease has an account or any unclaimed policies.
4. Check with the deceased’s insurance agent or financial advisor: If the deceased had an insurance agent or financial advisor, contact them to inquire about any life insurance policies the deceased may have had. They may have access to the deceased’s policy information or be able to contact the insurer on your behalf.
5. Check with the Life Insurance Association (LIA) of Singapore: The LIA maintains a database of life insurance policies in Singapore. You can contact them to inquire about any policies held by the deceased. You will need to provide the deceased’s full name, identification number, and date of birth.
6. Check with the Monetary Authority of Singapore (MAS): The MAS maintains a public registry of unclaimed life insurance policies. You can search the registry to see if the deceased had any unclaimed policies.
7. Check with the insurer: If you have the deceased’s policy number, you can contact the insurer directly to inquire about the policy. You will need to provide proof of the deceased’s death, such as a death certificate or obituary notice.

In summary, there are several steps you can take to check if a deceased person had life insurance in Singapore. By following these steps, you can ensure that any beneficiaries receive the coverage they are entitled to.