Resale Endowment Policies
Most people trade their time for money—working hours for income. But what if you could reverse the equation and use money to buy time?
Resale endowment policies let you invest in a pre-existing plan, bypassing the decades-long wait of traditional policies. Instead of starting at zero and waiting 20-30 years for maturity, you step into a policy already years into its journey. Think of it as a financial shortcut—your lump sum investment instantly positions you closer to the finish line. This means skipping the initial waiting period and significantly shortening your path to policy maturity.
By leveraging resale endowment policies, you accelerate your wealth accumulation, making your money work harder and faster for you. Why wait decades when you can reach your financial goals sooner?
Why wait when you can leap ahead?
Imagine retiring earlier, funding a dream project, or securing generational wealth—all because you chose to invest smarter, not slower. Resale endowment policies turn time into your ally, not your adversary.
Whether you’re seeking a tailored policy, expert insights, or a step-by-step guide to resale investing, we’re here to craft your shortcut to success. Let’s turn “someday” into soon.
Your financial future doesn’t need to wait. Claim it now.
Our Resale / Traded Endowment Policies
Browse our policy list and text us for details, including breakdowns or recommendations. Once you’ve chosen or need our advice, WhatsApp us. We’ll accompany you to your insurer’s service center to complete the “Absolute Assignment” paperwork, ensuring a smooth and transparent process.
All policy information is accurate as of 28/02/2025.
In an anticipated endowment policy, a portion of the sum assured is paid out at scheduled intervals before the policy matures. The payouts shown here do not include these pre-arranged disbursements. For a full breakdown of the total payout for individual plans or if you’re looking to sell your insurance policies, please reach out to us.
Why Invest in Traded Endowment Policies (TEPs) and Traded Life Policies (TLPs)
Investing in traded endowment policies (TEPs) and traded life policies (TLPs) offers several advantages. These policies originate from reputable insurers governed by the Monetary Authority of Singapore (MAS) and are covered under the Policy Owners’ Protection (PPF) Scheme, providing a layer of security. They often deliver competitive returns, with annualized yields exceeding 4%, outperforming new endowment plans, fixed deposits, and Treasury bills. Unlike traditional endowment policies, traded endowments typically have shorter maturity periods, ranging from three to six years, giving investors greater flexibility. Additionally, they come with lower costs as they do not have high front-loaded commissions. Unlike new life insurance policies, investing in TEPs and TLPs does not require a medical examination, and there are no age restrictions, making them accessible to a broader range of investors. These factors make traded endowments an attractive option for those looking for stable, high-yielding investments with more flexibility than traditional savings plans.
Understanding Life Insurance Policies
Life insurance policies cater to various financial goals, primarily falling under endowment and whole life categories, with different payment structures.
- Limited Pay Anticipated Endowment – Premiums are paid for a limited time, while periodic payouts provide liquidity. Ideal for those seeking financial protection with periodic returns.
- Limited Pay Endowment – Premiums are paid for a fixed period, but coverage continues until maturity, offering a lump sum or death benefit.
- Regular Pay Anticipated Endowment – Premiums are paid throughout, with periodic payouts ensuring liquidity and financial security.
- Regular Pay Endowment – Premiums are paid regularly, with a lump sum at maturity or a death benefit.
- Regular Pay Whole Life – Premiums continue throughout life, ensuring lifelong coverage and a death benefit.
- Single Pay Endowment – A one-time premium ensures a lump sum at maturity or a death benefit.
- Single Pay Whole Life – A single premium secures lifelong coverage and a death benefit.
